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Terms and Conditions


iBrokr Ltd
Last Updated: 9th March 2026

These Terms and Conditions (“Agreement”) govern your access to and use of the website and services provided by iBrokr ltd (“we,” “us,” or “our”). By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.

1.  Introduction

iBrokr Ltd, registered in England and Wales under company number 16242339, is a specialist finance brokerage that facilitates connections between property developers and finance lenders. These Terms and Conditions (“Agreement”) govern all services provided by iBrokr Ltd (“we,” “us,” “our,” or “the Broker”) to property developers and other clients (“you” or “the Client”).

By engaging our services, submitting an application, or signing a mandate letter, you agree to be bound by this Agreement in full. If you do not agree, you must not use our services.

2.  Services Provided

We provide intermediary brokerage services to:

  • Connect property developers seeking finance with an appropriate network of lenders.
  • Collect, assess, and package information provided by clients through our online system or otherwise.
  • Transmit this information to lenders for assessment and consideration.
  • Advise on appropriate financing structures and liaise with lenders, solicitors, and other professionals on the client’s behalf.

We do not provide regulated financial advice, nor do we make lending decisions. Our role is that of an unregulated commercial intermediary. Any indicative terms or financing structures we discuss are not guarantees and remain subject to lender credit approval.

3.  Broker Appointment & Exclusivity

3.1  Sole Appointment

Where a client engages iBrokr Ltd under a mandate or exclusive instruction, the Client appoints iBrokr Ltd as its sole and exclusive finance broker for the purpose of arranging finance for the relevant transaction.

3.2  Client Obligations During Exclusivity

During the period of exclusive appointment, the Client agrees that it shall not:

  • Appoint another broker or intermediary to arrange finance for the same transaction;
  • Submit applications to lenders directly in connection with the same transaction; or
  • Accept or proceed with finance introduced by any third party without the Broker’s prior written consent.

3.3  Duration of Exclusivity

The exclusivity period shall remain in force from the date of signing until the earliest of:

  • Completion of the finance arranged by the Broker;
  • 6 months from the date of the mandate or engagement letter; or
  • Termination in writing by mutual agreement.

4.  Fees & Payments

4.1  Broker Success Fee

Our primary remuneration is a success-based broker fee received from the lender upon successful completion of the finance. The applicable fee will be specified in the relevant mandate or engagement letter. Where fees are received from lenders, this creates a potential conflict of interest; we will always disclose the nature and amount of any such fees upon request.

4.2  Engagement Fee on Circumvention or Early Exit

If the Broker has introduced a lender, progressed the transaction to formal application, and the Client subsequently elects to proceed via another broker, lender, or direct arrangement for the same transaction, the Client agrees to pay an Engagement Fee equal to the greater of:

  • £495 + VAT; or
  • 0.05% of the proposed loan amount.

This fee reflects the Broker’s time and commercial effort in structuring the deal, sourcing lenders, preparing and packaging the application, and liaising with lenders and professionals. It becomes payable within 7 days of written demand.

4.3 Circumvention Protection

If the Client completes a financing transaction with a lender introduced or materially sourced by the Broker, within 6 months of that introduction, the full broker fee shall remain payable as if the Broker had concluded the arrangement. This clause survives termination of this Agreement.

4.4  Conflicts of Interest

iBrokr Ltd primarily receives fees from lenders upon successful placements. You acknowledge this arrangement may influence the lenders we approach. We are committed to acting in your best commercial interests and will disclose fee arrangements on request.

5.  Client Obligations

By using our services, you agree to:

  • Provide accurate, complete, and truthful information when using our systems or otherwise engaging with us.
  • Ensure all information submitted is current and updated as necessary.
  • Comply with all applicable laws and regulations.
  • Not use our services for any unlawful or fraudulent purpose.
  • Maintain the confidentiality of any login credentials or access information provided to you.
  • Notify us promptly if any information previously provided becomes inaccurate or materially changes.

6.  Data Protection & Privacy

We are committed to protecting your personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Our full Privacy Policy is available on request or on our website.

By submitting an application or engaging our services, you consent to us sharing your information with third-party lenders and professional advisers for the purposes of arranging finance on your behalf. You warrant that all data provided is accurate and that, where relevant, you have authority to share any third-party data with us.

7.  No Guarantee of Finance

Submission of an application or engagement of our services does not guarantee that finance will be offered or arranged. All credit decisions rest solely with the relevant lender. iBrokr Ltd makes no representations or warranties as to the likelihood or availability of any financing outcome.

8.  Disclaimer of Regulation

iBrokr Ltd is an unregulated entity. Our services are not subject to regulation by the Financial Conduct Authority or any other financial regulatory body. Clients should be aware that:

  • They will not have access to the Financial Ombudsman Service in connection with services provided by iBrokr Ltd.
  • They will not be covered by the Financial Services Compensation Scheme.
  • The protections afforded to clients of regulated firms do not apply.

Where a transaction falls within the scope of regulated activity under the Financial Services and Markets Act 2000, iBrokr Ltd will not act on that matter directly. In such cases, we will refer the Client to one of our regulated broker partners who are appropriately authorised to advise on and arrange regulated products. Any such referral will be made in the Client’s best interests, and we will notify the Client before any such introduction is made.

9.  Limitation of Liability

To the fullest extent permitted by law, iBrokr Ltd shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, arising from:

  • Your access to or use of, or inability to access or use, our services.
  • Any act, omission, or conduct of any third-party lender or professional.
  • Any content or information obtained through our services.
  • Unauthorised access to or alteration of your data or submissions.

Where liability cannot be excluded by law, our total aggregate liability to you shall not exceed the fees paid by you to iBrokr Ltd in connection with the relevant transaction.

10.  Intellectual Property

All content, trademarks, service marks, logos, and other intellectual property displayed on our website or in our materials are the property of iBrokr Ltd or its licensors. You may not use, reproduce, distribute, or create derivative works from any such content without our express written permission.

11.  Termination

Either party may terminate this Agreement in writing. We may suspend or terminate your access to our services immediately where:

  • You are in material breach of this Agreement;
  • You engage in conduct that we reasonably consider fraudulent, unlawful, or harmful to our business or reputation; or
  • Continuation of the relationship is no longer commercially practicable.

Termination shall not affect any accrued rights or obligations, including the Broker’s right to fees under Clauses 4.3 and 4.4.

12.  Severability

If any provision of this Agreement is found to be unenforceable or invalid under applicable law, that provision shall be limited or severed to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

13.  Governing Law & Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of England and Wales. Any dispute arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14.  Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Where a change is material, we will endeavour to provide at least 30 days’ notice before the revised terms take effect. Continued use of our services after that date constitutes acceptance of the revised terms.

15.  Client Acknowledgement

By engaging iBrokr Ltd, the Client acknowledges that:

  • The Broker invests substantial time and commercial expertise in advance of any transaction completing.
  • The Broker’s primary remuneration is contingent upon successful transaction completion, unless otherwise triggered under Clauses 4.2 or 4.3.
  • This Agreement is commercially reasonable and reflects standard industry practice for exclusive brokerage mandates.
  • The Client has read, understood, and agrees to be bound by these Terms in their entirety.

16.  Contact Information

For any questions regarding these Terms, please contact us:

iBrokr Ltd

Email: support@ibrokr.com

Phone: 0800 912 5334

Address: Beresford Cottage, Bell Lane, Burton Overy, Leicestershire, LE8 9DB

Company No: 16242339 (Registered in England and Wales)